← All loansSTART WITH A CLEAR PLANA little preparation.
01 02 03 BEFORE YOU BORROW / LOAN AGAINST PROPERTY01 02 03 Put this loan in your financial picture ↗
WIGI FINANCIAL SERVICES / Loan Against Property
More possibilities in what you own.
Understand how property-backed borrowing works, what documents may be needed and how to assess the commitment before you decide.
Subject to lender eligibility and approval. Rates and terms will be provided when available.
THE WIGI PERSPECTIVETerms / Charges
01Terms02Charges03Settlement
A little preparation.
A more confident decision.
Review valuation and ownership documents
Consider secured borrowing carefully
The questions that matter.
What will I repay?
Compare the borrowing amount, rate type, tenure, EMI and total repayment. A smaller EMI can mean a longer commitment.
What else will I pay?
Ask for processing charges, taxes, late-payment terms and prepayment conditions. Include applicable valuation, legal or security-related costs.
What happens if plans change?
Understand the security being offered and the consequences of missed repayments. Check rate resets and repayment flexibility.
DOCUMENTS TO DISCUSS
- Identity and address verification
- Income evidence and bank statements
- Property or asset ownership and transaction documents
Indicative checklist. The lender determines the final requirements.
Does submitting a form guarantee approval?
No. The lender assesses eligibility, creditworthiness and documents. WIGI does not promise a rate, approval or disbursal date.
How should I compare two offers?
Use the same amount and tenure, then compare total repayment, all disclosed fees, rate type and flexibility. Ask each lender for its written terms before deciding.
What should I work out first?
Estimate your monthly surplus and keep other commitments in view. Use the Decision Desk and EMI calculator to explore the effect of a new repayment.
LET’S TALK IT THROUGH
Talk to Wigi